Golf Care Insurance

Buy golf insurance from £28.05 per year and get a FREE £25 online gift card

Affordable Golf Limited is an Introducer Appointed Representative of Ripe Insurance Services Limited, trading as Golf Care, which is authorised and regulated by the Financial Conduct Authority. In completing this application form, you will be passing your data to Golf Care. Trustpilot rating correct as of 01/04/2026. 30% discount and free gifts apply to the first-year policy only and are not available to current or previous policyholders. Available to UK residents and non-professional golfers only.

WHY SHOULD YOU CONSIDER GOLF INSURANCE?

It might not be something you think about too often, but have you thought about the total value of what's in your golf bag?

New or old, golf clubs, trolleys and even GPS equipment, it all adds up. You might think it'll never happen to you, but theft, loss and accidental damage is always a potential risk. Find out more about the cover available:

Equipment Cover

From clubs & trolleys to bags & GPS rangefinders. Protect your gear, up to the total value of £7,500 against theft, loss and damage.

Public Liability Cover

Up to £10m cover for if you were to accidentally injure another golfer or damage someone else's property.

Personal Accident Cover

Up to £50,000 cover in case you suffer serious injury whilst playing golf and could be compensated.

Cover features are subject to exclusions and limitations, refer to the insurance Booklet for more details.

WHAT SOME GOLF CARE POLICYHOLDERS HAVE TO SAY

Golf Insurance faqs

When will I receive my free gift?

If you have recently taken a policy out that includes a free Affordable Golf online gift card, please allow 15 days to receive this to the email address you used to take out the policy.

If you still have not received the gift card after this time, you can get in touch by contacting Golf Care.

Is my golf equipment covered New for Old?

Yes, equipment replacement is on a 'New for Old' basis for items purchased new and up to 3 years old at the date of the loss or damage and subject to satisfactory proof of ownership.

Items which are older than three years or not purchased new will be replaced on the indemnity value of that equipment at the time of loss or damage. You can extend the standard cover to 'New for Old for Life' of your equipment so in the event of a claim you would receive comparable article(s) of equivalent quality that matches the specification of those following loss or damage, regardless of its age.

Do I need original receipts to make a claim?

Original receipts, a Bank or Credit Card Statement or Valuation showing evidence of purchase or support documents confirming purchase and ownership are required. If you do not have these claims will be dealt with on an indemnity basis.

NOTE: (Indemnity basis is where an adjustment is made to account for wear & tear)

Am I covered for playing golf abroad?

This is optional for Bronze & Silver policies, the Golf Care Gold policy comes with European cover (Worldwide is optional), and the Golf Care Platinum policy comes with worldwide as standard.

What countries are covered with European cover?

Albania, Andorra, Austria, Belgium, Bosnia & Herzegovina, Belarus, Bulgaria, Czech Republic, Croatia, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Luxemburg, Lithuania, Malta, Monaco, Moldova, Netherlands, Norway, Poland, Portugal, Russia, Romania, San Marino, Serbia, Slovakia, Slovenia, Turkey, Sweden, Switzerland, Spain, Ukraine, United Kingdom, Republic of Macedonia, Montenegro.

Are my clubs covered if they are lost in transit or stolen whilst travelling abroad?

If you have a Gold (Europe) or Platinum (Worldwide) policy then yes, you are covered.

Is there a maximum value I can claim for one item?

Yes, this is known as the Single Article Limit.

Different levels of cover offer you varying single article limits. Please refer to the Insurance Booklet for further information.

How do I make a claim?

Please click here to get started with your claim: Claims Portal. 

You can also contact the Davies Group to get started with discussing or making a claim.

Telephone: 0333 400 6938 

Email: newclaim.golfcare@davies-group.com 

Their opening hours are 9.00am to 5.30pm Monday to Friday excluding bank holidays.